Four steps to peace of mind.
1. Choose your area of cover
Select worldwide cover including or excluding the USA.
2. Choose your core cover
Core cover provides protection for major treatments, such as surgery and transplants, and for serious conditions such as cancer.
Choose from three levels of protection – Select, Classic and Premier – to find the support your employees need. Classic and Premier include extras such as cover for home nursing and compassionate travel.
Example differences between Select Classic and Premier cover:
|Hospital charges||Covered in full||Covered in full||Covered in full|
|Rehab and therapies||Up to 60 days||Up to 90 days||Up to 180 days|
|Home nursing||Up to 30 days||Up to 60 days||Up to 180 days|
3. Choose your out-patient cover
You can opt to buy only core cover for your organisation, or to add out-patient cover for more comprehensive employee protection.
Our three out-patient options – Advance, Elite and Prestige – cover costs including GP and specialist consultations, physiotherapy and diagnostic tests. Prestige and Elite plans include extras such as speech therapy and psychotherapy.
Example differences between Advance, Elite and Prestige cover:
|Consultations||Covered up to OP limit||Covered in full||Covered in full|
|Physiotherapy||10 sessions||20 sessions||30 sessions|
|Vaccinations||No cover||$500 USD||Covered In full|
4. Choose your extras
To offer even greater peace of mind, add specialist cover for dental treatment, vision care, wellness screening, maternity care, fertility testing and more. Choose between different levels of cover and set benefit limits for each extra you select.
Need bespoke cover?
We can discuss requirements for bespoke international private medical insurance for companies with 50 or more employees. To discuss your specific needs, please contact us.
ADDITIONAL SERVICES INCLUDED IN YOUR COVER
In selected regions, our Global Choice plans include numerous extras to help employees stay well, cope during tough times and feel confident in the health advice they are given.
Online wellbeing tools
Through our online member portal, employees can access interactive symptom checkers and risk assessments, along with health and fitness calculators.
Online GP appointments
Employees can arrange confidential telephone consultations or video appointments with a doctor, wherever they are and in their preferred language. They can discuss symptoms, share images and test results, and get expert advice – without needing to visit a doctor.
Second medical opinion service
If an employee is concerned about a diagnosis or wants more information, we provide complimentary access to an independent second medical opinion from a team of world-leading health experts, in partnership with Best Doctors.
Employee Assistance Services
If employees are struggling with stress, anxiety, depression, isolation or the pressures of relocation, we provide an independent and confidential support service designed specifically for globally mobile people. This includes 24/7 counselling in person, over the phone, or via email, video call or instant messaging.
Genomic profiling for cancer treatment
We offer genomic profiling to any of our members diagnosed with cancer. This easy-to-access service simply involves analysis of a saliva sample. Our healthcare partners then recommend a personalised cancer treatment programme, designed to provide the best healthcare outcomes based on an individual’s genetic profile.
* Where cover is provided in Hong Kong, these policies are underwritten by Assicurazioni Generali S.p.A. Hong Kong Branch
** Where cover is provided in the UAE, these policies are underwritten by Dubai National Insurance & Reinsurance Company